Creative financial planning breathes fresh life into historic districts in two Massachusetts towns. Several abandoned buildings located within historic districts in Millers Falls and Turners Falls were preserved by the projects, undertaken by Pioneer Valley Redevelopers and Obear Construction Company. In all, 12 affordable housing units were created, along with two residential units, three offices, and a retail unit. For the developers, Cherrytree Group obtained $600,000 in tax credit equity for the projects, which cost over $2 million to complete.